Attention, Trap: Zero-Percent Financing Bears Risks For Consumers

There are many offers for zero percent financing: Buy now, pay conveniently in installments and without interest. More and more dealers are enticing customers with interest-free loans for their new car or TV. However, financing without interest can be expensive. A zero percent loan is often not as cheap as it seems at first glance. […]

Tips On Loans For The Unemployed

It is undoubtedly one of the most difficult life situations: Unemployment! Especially in financial terms, unemployment does not only mean a general restriction, but also in terms of the possibility of further, even if only temporary, financial bottlenecks to take out a loan. As a rule, banks do not grant loans to the unemployed – […]

Proof Of Income – Important Basis For Your Loan Application

Anyone who wants to take out a loan and is concerned with the conditions for granting a loan usually comes across the proof of income. But apart from the normal payroll accounting, what is actually regarded as such a proof of income? And why is it so important for the bank granting the loan? Anyone […]

Why You Should Start Saving Money Early

Most people do not think about retirement provisions at a young age. But it is not difficult to put money aside even as a young professional – for example through a personal financial plan or stock portfolios. How to save or invest money effectively is simply explained. Parents should start saving for their children at […]

5 Reasons To Invest In Peer-To-Peer Loans

Peer-to-peer loans have become increasingly popular in recent years. There are good reasons for this. However, as an investor, you should not ignore the potential risks. Peer-to-peer loans are becoming increasingly popular with investors. Many investors are taking advantage of the opportunity to lend money to other individuals via the Internet. But there are also […]

Loan As A Debt Trap? What Are The Dangers Of Borrowing

50 % discount on the washing machine, 20 % on car purchases, Black Friday – the consumer world beckons with new bargains almost daily and thus fuels consumption. And those who are short of money and still want to take advantage of such bargains can take advantage of one of the numerous credit offers at […]

Five Ways To Borrow Money In The Short Term

For a variety of reasons, it can happen that you need a short-term loan. We present five different ways of borrowing money in the short term and show you what you need to consider. How you can borrow money instantly. A recent study by the UK credit investigation agency showed that Britains have their finances […]

Loan Fraud The Modern Way

When it comes to the topic of “fast money”, common sense often falls behind. This is particularly true of the numerous credit offers on the Internet. Especially with those loan offers which are offered without agency and without proof of income. A new scam shows the dangers of such offers. Financial bottleneck, urgent purchase, unexpectedly […]